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*The stepped tracker rate is available up to 75% loan to value. Initial rate of 2.19% (BBR+1.69) until 31.5.2012 then 3.19% (BBR+2.69%) until 31.5.2013. thereafter 4.79% managed rate. Early redemption charge's of 3% + £145 apply until 31.5.2013. There is a product arrangement fee of £2640 , a booking fee of £149, and a telegraphic transfer fee of £35. APR 4.7%. The minimum age 18, and maximum age of 75. Minimum loan size £25001, maximum loan size £1,000,000. You will also have a valuation fee, and solicitors fee's to pay. The lender can withdraw this product at any time, and the information is only valid at the time of publishing being 13.04.2011. Although we do not charge a broker fee, the lender will give us commission for placing the business with them, which is normally 0.35% of the loan amount. YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE THE FINANCIAL SERVICES AUTHORITY DOES NOT REGULATE SOME FORMS OF MORTGAGES.